Best Free Checking Accounts 2024

Best Free Checking Accounts 2024. The best free checking accounts are available through online banks and offer benefits such as mobile check deposits and cash back on debit card purchases. A free checking account is a type of account that doesn't charge monthly maintenance or service fees, or require a minimum balance to avoid these fees.

We found that axos bank, discover, penfed credit. How we determine the best free checking accounts by heavily focusing on the apy, atm network size, overdraft fee and minimum opening deposit of each offer, smartasset narrowed down the free checking account.